Definitely wouldn't be unheard of in the Fintech industry. But I don't know, because I don't use the service. My bank thankfully offers their own implementation of NFC payments within their own app, so I don't need to rely on any third-party services. Many banks in Europe actually do this. Here's a German article about Google-free mobile payments on GrapheneOS: https://www.kuketz-blog.de/nfc-datenschutzfreundlich-bezahle...